Quick Guide for New Home Buyers

Being a home buyer can be overwhelming at times, especially if you don’t know the first thing about the process and how to negotiate an offer.  But in a buyer’s market like this one, now is a great time to be in the market before rates and prices climb back up. Before you even get to looking at homes you need to understand your mortgage options and how to get from pre-approval to closing.  Here are some things to keep in mind: First things first. Before you start searching for your dream home, you should:

           •get pre-approved with a reputable lender

Here’s why you should get pre-approved. - It’s free and you can start the process today. - You’ll be able to target homes that are in your price range. - Sellers will take your offer more seriously. - You’ll be able to close on your home quicker. Consider using a Portfolio Lender first as they will be able to provide financing for all types of situations hat might fall outside Traditional loan solutions.

          •Find a Trustworthy Real Estate Agent

Most likely you’ll be spending a lot of time with your real estate agent throughout the home buying process. So it’s important to work with someone you trust and who will always keep your best interest in mind. If you need some suggestions, I would be happy to recommend someone who would be a good fit based on your individual needs. Then, you can work together to find the home that’s right for you.

•Get Financing

There are a variety of home financing options available today. From fixed-rate mortgages to variable-rate mortgages, VA and FHA insured loans. I'll work with you to pinpoint the solution that makes the most sense for you. As a Portfolio Lender I can do many loan solutions that do not fit traditional mortgages.  Non-Warrantable Condos, Self Employed, Investment properties and much more. It’s that easy!

Call today 508-728-3646 or email me at david.labbe@comcast.net